Unfortunately, even honest policy holders can become the victim of insurance company bad faith actions. If you have experienced any of the following, you […]
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Homeowners insurance should provide a welcomed safety net in the event of a crisis. When the unexpected happens, you should be able to rely […]
You most likely bought homeowners insurance to protect your family’s assets. You sought peace of mind through the promise that in the event of a tragedy, your insurance company would reimburse you for losses. But when a legitimate claim is denied, your peace of mind can quickly turn to stress and confusion.
If your parent’s claim has been denied, you can file an appeal with the company and in court if necessary. Help protect your parent’s rights before you file a claim and after you receive a denial. When you are ready, contact an attorney for help.
Insurance companies have a duty to handle all claims in good faith. In the case of long-term care insurance, however, policies are rarely profitable, and companies often deny legitimate claims. Often policies are older, written in the 1980s and 1990s before the evolution of long-term care and assisted living. The insurer may dispute what services are covered and bury the claim in red tape.
An insurance company’s duty of good faith is not just a moral imperative – it’s a legal obligation. If your insurance company fails to act in good faith, you have options.
Until you file a claim, you may not think much about your insurance policy being a binding contract. Unfortunately, when the time comes for your insurer to uphold its contractual promises, you may get the runaround. Maybe your claim is outright denied or the insurance company fails to properly investigate. It might unreasonably deny payments, offer to pay less than what your claim is worth, or even misrepresent your rights under the policy. These are some of the ways insurers can act in “bad faith.”
Insurance policies are supposed to give you peace of mind. But sometimes insurance companies don’t keep their promises, leaving people without the money they were counting on to replace what they lost.
If you have had an insurance claim denied and think your company is acting in bad faith, talk to a South Dakota insurance bad faith attorney to find out what you can do. Meanwhile, see if you can relate to these examples of insurance bad faith.
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If you have been hurt in an accident, knowing how much your injury is worth will help you get the compensation you deserve.
If you have suffered an injury and your insurance company is not responding to your claim, the best way to get your insurance company to pay attention is to hire a lawyer.