Insurance companies are required by law to fulfill their contractual obligations to policyholders, which is referred to as acting in good faith. In other words, you buy an insurance policy and pay the premiums with the understanding that if you are owed a benefit under that policy, the insurance company will act responsibly to investigate your claim and pay you what you are owed. … [Read more...] about Signs Your Insurance Company May be Using Intrusive or Demeaning Investigation Methods
Perhaps you have filed a claim with your insurance company and have received no response. Or maybe your insurance company has denied a claim for a benefit to which you are entitled under the terms of your policy. If you are being treated unfairly by an insurance company, it may be time to file a complaint with the South Dakota Division of Insurance. … [Read more...] about Filing Complaints with the South Dakota Division of Insurance
Imagine you are involved in a car accident, are injured, and are experiencing pain as a result. You know you need medical treatment, but have no money and don’t know how to get help paying for your medical bills. You start to think that since the other driver was at fault, you shouldn't have to worry because his or her insurance will have to pay for your medical treatment. … [Read more...] about Need Help Paying Your Medical Bills? Here’s What You Can Do
With hailstorms, fires, floods, and other natural disasters growing rampant, it’s wise to have homeowners insurance—in fact, it’s a must! So, you dot all of your i’s and cross all of your t’s, pay all of your premiums, talk with all of the people, and fill out all of that paperwork. … [Read more...] about Our Best Advice for Homeowners Insurance Claims
As a policyholder, you have the right to expect that your insurance company will treat you fairly. That means getting prompt and respectful attention when you submit a claim. … [Read more...] about What does it Mean that Insurance Companies have a Legal Duty to Act in Good Faith?
When you buy long-term care insurance, you trust the insurance company to cover your care when you need it most. Too often, insurance companies acting in bad faith deny claims to avoid making payments. If this happens to you, here's what you should do next. … [Read more...] about Your Long Term Care Insurance Claim Was Denied. What Do You Do Next?
If you have been in a car accident and were hurt because of someone's actions, you may be hit with all sorts of costs. In addition to the pain from your injuries and the damage to your vehicle, you will have the bills for medical treatment and the necessary time off work. … [Read more...] about Uninsured vs. Underinsured: What’s the Difference?
Pedestrian deaths from car accidents have reached a 25-year high. As the rate of other traffic fatalities falls, the number of pedestrians struck and killed by motorists is higher than ever. When a pedestrian is hurt or killed, insurance may be available to help offset resulting financial losses. … [Read more...] about Insurance Money Available for Loved Ones of Pedestrians Hit by Vehicles
South Dakota Dicamba attorneys are helping farmers who have lost significant assets due to the fact that they cannot grow crops that have been genetically modified to resist the plant herbicide, Dicamba. If your crops have suffered Dicamba damage, you can file a lawsuit that may help you get compensation for your losses. … [Read more...] about Were Your Crops Damaged by Dicamba? Here Are Your Legal Options
Unfortunately, even honest policy holders can become the victim of insurance company bad faith actions. If you have experienced any of the following, you may want to contact a South Dakota insurance bad faith attorney for help. Once you buy an insurance policy, you have a contract with the insurance company. Even if the contract does not state it explicitly, because of court decisions going … [Read more...] about Common Signs of Insurance Bad Faith