Property Damage as Compared to Injuries
“My car was not damaged, but I still hurt almost every day.” We at Turbak Law Office hear this often. And in other instances, […]
Filing a Claim Against Your Insurance Company with the South Dakota Division of Insurance
Many insurance companies deny claims, yet you dutifully met your end of the deal. In the event of loss, you are required to provide […]
The Basics of the Unfair Trade Practices Act
When a business uses unfair or deceptive means to sell you something, or to profit unfairly from your business it is not just an inconvenience: it may actually be a violation of law. Such misleading business practices, often referred to as unfair trade practices, can be especially harmful when they are performed by insurance companies acting in bad faith. If you have been a victim of unfair trade practices, though, you should know that there are laws in place to protect your rights.
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What to Do If Your Insurance Company Cancels Your Policy
The vast majority of individuals have an insurance policy to protect their assets, their health, and even their own lives. But what happens if your insurance company unexpectedly cancels your policy in bad faith? Luckily, you do not have to face the insurance company on your own—if your provider suddenly ceases your coverage, contact the South Dakota insurance bad faith attorneys at Turbak Law for assistance.
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Signs Your Insurance Company May be Using Intrusive or Demeaning Investigation Methods
Insurance companies are required by law to fulfill their contractual obligations to policyholders, which is referred to as acting in good faith. In other words, you buy an insurance policy and pay the premiums with the understanding that if you are owed a benefit under that policy, the insurance company will act responsibly to investigate your claim and pay you what you are owed.
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Filing Complaints with the South Dakota Division of Insurance
Perhaps you have filed a claim with your insurance company and have received no response. Or maybe your insurance company has denied a claim for a benefit to which you are entitled under the terms of your policy. If you are being treated unfairly by an insurance company, it may be time to file a complaint with the South Dakota Division of Insurance.
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Need Help Paying Your Medical Bills? Here’s What You Can Do
Imagine you are involved in a car accident, are injured, and are experiencing pain as a result. You know you need medical treatment, but […]
Our Best Advice for Homeowners Insurance Claims
With hailstorms, fires, floods, and other natural disasters growing rampant, it’s wise to have homeowners insurance—in fact, it’s a must! So, you dot all of your i’s and cross all of your t’s, pay all of your premiums, talk with all of the people, and fill out all of that paperwork.
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What does it Mean that Insurance Companies have a Legal Duty to Act in Good Faith?
As a policyholder, you have the right to expect that your insurance company will treat you fairly. That means getting prompt and respectful attention when you submit a claim.
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Your Long Term Care Insurance Claim Was Denied. What Do You Do Next?
When you buy long-term care insurance, you trust the insurance company to cover your care when you need it most. Too often, insurance companies acting in bad faith deny claims to avoid making payments. If this happens to you, here’s what you should do next.
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