Insurance Bad Faith

Understanding Your Rights After an Insurance Company Refuses to Pay Your Claim: Bad Faith Insurance There are many possible ways that you may suffer serious personal injuries after an accident. Personal Injuries can include a slip and fall or trip and fall, dog bite, motor vehicle accident, trucking wreck, or another type of accident caused […]

When you've been in an accident and you've been injured, dealing with an unreasonable insurance adjuster, or company can be a difficult and frustrating experience. You want to get back to your normal routine as soon as possible after the incident, but what can you do if your insurance company takes a long time to […]

When an accident occurs, one of the last things you want on your mind is dealing with an insurance company stalling your payment. Insurance companies are supposed to work with you — not against you — to determine your claim with fairness and in a timely manner. Unfortunately, many insurance companies will try to stall […]

It can be difficult to spot bad faith insurance, but here are some common clues that you should watch out for.

According to The Coalition Against Insurance Fraud, over $80 billion is lost to fraudulent insurance claims. This is bad news for both insurance companies and consumers alike as increased premiums and scrutiny of claims affect your insurance policies. However, increased scrutiny and vigilance meant to discourage insurance fraud sometimes means that your incredibly valid claim […]

Clients often bring us insurance-related problems that end up having more to do with the quality of the insurance product than with an insurance company misapplying its own policy provisions or not paying claims under a policy. Whether the policy does not cover a lot because the “grant of coverage” is narrow or there are […]

We have previously written about how evidence of liability insurance is excluded from most civil jury trials. However, there is another exclusion in South Dakota law for other types of insurance that can apply to your personal injury claim. If you choose, you can exclude evidence of health insurance, Medicare, or other help you have […]

“My car was not damaged, but I still hurt almost every day.” We at Turbak Law Office hear this often. And in other instances, vehicles are totaled, and everyone walks away and is at work in a few days. Yet many people think that low property damage means no injury. Nothing could be further from […]

Many insurance companies deny claims, yet you dutifully met your end of the deal. In the event of loss, you are required to provide the necessary documentation to prove the legitimacy of your loss. On the other hand, your insurer is expected to conduct a full investigation of the claim promptly, then make a reasonable […]

When a business uses unfair or deceptive means to sell you something, or to profit unfairly from your business it is not just an inconvenience: it may actually be a violation of law. Such misleading business practices, often referred to as unfair trade practices, can be especially harmful when they are performed by insurance companies […]

The vast majority of individuals have an insurance policy to protect their assets, their health, and even their own lives. But what happens if your insurance company unexpectedly cancels your policy in bad faith? Luckily, you do not have to face the insurance company on your own—if your provider suddenly ceases your coverage, contact the […]