Now, you should call the professionals. A South Dakota homeowner’s insurance claim lawyer can help protect your rights.
Home insurance is meant to protect one of the things most important to you. When a loss occurs and you need to file an insurance claim, you rely on your insurance company to provide the appropriate benefits.
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Calling a personal injury lawyer can help ensure not only that you are compensated fairly for injury, but that your rights are protected.
After suffering a car accident injury, most people want to move on and return to normal life. Especially in South Dakota, folks like to avoid making waves and they surely don’t think of themselves as “the kind of people who are going to sue someone.” However, knowing when to call a personal injury lawyer rather than letting the insurance company handle things can make a big difference in the outcome of your claim.
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Insurance companies and the myth of no insurance.
Insurance companies nearly always play a huge role in how, when, and why lawsuits are brought, and […]
If you are in an accident with an uninsured driver, your insurance should treat you fairly. What can you do to ensure that you are covered, even if the other person is not?
It is illegal to drive in South Dakota without car insurance, but getting into a collision with an uninsured driver is still quite common. Or, a driver’s identity may never be ascertained because they drive away or neglect to stop after a collision. In all of these cases, the uninsured motorist coverage you bought with your auto policy is the key to you and your passengers being compensated for injuries and related losses.
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Care for aging people is expensive. If you are not receiving the benefits or coverage from a long-term care insurance policy, you may be able to recover the money you are owed and more for being treated unfairly. That money can pay for long-term care and other damages you have incurred.
A retirement community, assisted living facility, or home health aide in South Dakota can provide outstanding medical care for your loved one, but these services come with a large price tag. According to Genworth Financial, a room in a nursing home has an average annual cost of $92,378 in 2016, and a home health aide costs an average of $46,332. Many people alleviate this financial burden by purchasing long-term care insurance earlier in their lives. However, some policyholders and their family members can find themselves looking at bills and asking, “What does long-term care insurance cover?” If you are currently paying for medical care that should be covered by an insurance company, a South Dakota insurance bad faith attorney may need to investigate your case and show you how to get help paying medical bills.
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Travelers Indemnity Co. Willfully Misled Plaintiff on Policy Coverage
WATERTOWN, SD. – After experiencing catastrophic injuries in a car accident, Laura Dziadek was informed by Charter Oak Fire Insurance, which is owned by Travelers Indemnity Co., that she was not insured or covered under the policy when in fact she was covered. The insurance company’s behavior prompted a federal jury to order Travelers to pay Dziadek compensation for denying her insurance claim and making her live without $900,000 she was entitled to under the policy, as well as punitive damages.
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It is in your best interest to speak to a South Dakota insurance bad faith attorney to help you negotiate a settlement if you feel your insurance company has not treated you fairly.
Insurance companies sometimes count on the fact that you probably do not know or understand all the details of your policy. This does not necessarily mean you were intentionally mislead when you bought your policy. But when an event happens in your life that requires you to rely on your insurance company to provide coverage, your insurance company could delay or deny your claim due to some claimed loophole in the policy. Knowing how to negotiate an insurance settlement will help you understand the process if you need to seek legal recourse when you feel there has been a breach of good faith and fair dealing on the part of the insurance company.
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