As a legal term, personal injury refers to a situation in which you have been injured or harmed in some way and another person is legally responsible for that injury or harm, regardless of whether the other person’s behavior was negligent, reckless, or intentional. … [Read more...] about What Injuries Are Considered Personal Injuries?
Car accidents happen daily. When you are involved in one, it can be difficult to know what to do. This article will help you better understand what to do following your accident and how to move forward. … [Read more...] about Our Most Frequently Asked Questions about Car Accidents
Subrogation claims are common in the world of insurance, but you may never have heard about them, or know how they might affect you. Read on to find out what subrogation is, how it relates to your insurance, and why it matters, particularly if you are involved in a personal injury case. … [Read more...] about Subrogation Claims Defined and Explained
Between insurance dealings, disagreements about who was at fault, and a variety of rules and procedures that have to be followed, navigating the aftermath of a car accident alone can be overwhelming. It is not uncommon, if all parties agree on the details of the accident and if the insurance company acts accordingly and fairly, then you may think that you do not need an attorney. Unfortunately, … [Read more...] about How Long After a Car Accident Do You Have to Get a Lawyer?
Emotional distress following a car accident can manifest in many ways. Some people experience a fear of vehicles, recurring nightmares about the accident that prohibit normal sleep, constant anxiety stemming from the accident, or depression as a result of injuries sustained. If you have been injured in a car accident in South Dakota, then you may qualify to be compensated for emotional distress … [Read more...] about How Compensation for Emotional Distress After a Car Accident is Determined
Insurance companies are required by law to fulfill their contractual obligations to policyholders, which is referred to as acting in good faith. In other words, you buy an insurance policy and pay the premiums with the understanding that if you are owed a benefit under that policy, the insurance company will act responsibly to investigate your claim and pay you what you are owed. … [Read more...] about Signs Your Insurance Company May be Using Intrusive or Demeaning Investigation Methods
Perhaps you have filed a claim with your insurance company and have received no response. Or maybe your insurance company has denied a claim for a benefit to which you are entitled under the terms of your policy. If you are being treated unfairly by an insurance company, it may be time to file a complaint with the South Dakota Division of Insurance. … [Read more...] about Filing Complaints with the South Dakota Division of Insurance
[vc_row][vc_column][vc_column_text] When it comes to automobile insurance, determining how much coverage you need may seem confusing. Your state likely has a minimum requirement for liability coverage, but this does not guarantee that amount is enough in case of an accident. … [Read more...] about How Much Liability Coverage is Enough?
A car accident is unpredictable, and it may feel overwhelming or confusing to figure out what to do after one occurs. The following guide will help answer all of your questions about what to do after a car accident, including whether you need a lawyer and what information your lawyer will need. … [Read more...] about Here’s What Information Your Lawyer Needs After a Car Accident
Imagine you are involved in a car accident, are injured, and are experiencing pain as a result. You know you need medical treatment, but have no money and don’t know how to get help paying for your medical bills. You start to think that since the other driver was at fault, you shouldn't have to worry because his or her insurance will have to pay for your medical treatment. … [Read more...] about Need Help Paying Your Medical Bills? Here’s What You Can Do