Sometimes insurance companies deny claims for legitimate reasons and can be a symptom of a policy holder breaching terms or not understanding the insurance policy they hold. But sometimes legitimate claims are denied when your insurance company knowingly decides to act in bad faith. This can happen when an insurance company uses particular loopholes to get out of paying. Use this guide to … [Read more...] about Why Do Insurance Companies Deny Claims?
When a business uses unfair or deceptive means to sell you something, or to profit unfairly from your business it is not just an inconvenience: it may actually be a violation of law. Such misleading business practices, often referred to as unfair trade practices, can be especially harmful when they are performed by insurance companies acting in bad faith. If you have been a victim of unfair trade … [Read more...] about The Basics of the Unfair Trade Practices Act
If you have come out of a car accident “scratchless,” you may not feel the need to visit a doctor. If you do not find any visible injuries, lacerations or blood, you may think everything is alright. However, this may not always be the case. Internal injuries, such as whiplash, internal bleeding, traumatic brain injuries, or battered organs, can result from even minor vehicle accidents. Without … [Read more...] about Do I Need to See a Doctor after a Car Accident Even If I Don’t Feel Hurt?
Car accidents are common occurrences, and distracted drivers, poor road signage, dangerous driving conditions, or reckless driving may lead to your involvement in a collision that someone else caused. Whatever the reason, if you have been in an accident and it was not your fault, there are important steps that you should take to protect yourself and your rights. What to do at the scene of … [Read more...] about What Do I Do After a Car Accident That Wasn’t My Fault?
Insurance is a contract between two parties, each with responsibilities. As the insured, you are responsible for paying insurance premiums as agreed, while your insurer is responsible for honoring the terms of your policy when a legitimate claim is made. Unfortunately, this is not always what happens when you file a claim with an insurance company. … [Read more...] about How to Respond When Your Insurance Company Denies Your Claim
An injury at work can cause a lot of complications: unexpected medical bills, the need to take time off work, even a permanent inability to do your job. If you have suffered a work-related injury, you should know that you are entitled to compensation for your injuries. That compensation is often paid by workers’ compensation insurance. … [Read more...] about What Does Workers’ Compensation Cover?
The aftermath of a car accident can be devastating, especially if you sustain injuries that prevent you from working. With the cost of medical expenses piled on top of your other financial obligations, losing your paycheck for any amount of time can put you in a difficult position. However, a South Dakota car accident attorney can make your recovery easier by helping you through the process of … [Read more...] about What to Do If Your Car Accident Injuries Are Preventing You From Working
Car accidents are common, but when you are involved in one, you may not know exactly what to do next. In the confusion after an accident, it is easy to make mistakes that could affect the amount of a claim you file later. Even a fender bender can cause significant headaches in the form of property damage and a potentially lengthy claims process. If you have been involved in a car accident … [Read more...] about Why You Need a Car Accident Attorney Even for the Smallest Collisions
The vast majority of individuals have an insurance policy to protect their assets, their health, and even their own lives. But what happens if your insurance company unexpectedly cancels your policy in bad faith? Luckily, you do not have to face the insurance company on your own—if your provider suddenly ceases your coverage, contact the South Dakota insurance bad faith attorneys at Turbak Law for … [Read more...] about What to Do If Your Insurance Company Cancels Your Policy
As a legal term, personal injury refers to a situation in which you have been injured or harmed in some way and another person is legally responsible for that injury or harm, regardless of whether the other person’s behavior was negligent, reckless, or intentional. … [Read more...] about What Injuries Are Considered Personal Injuries?