Turbak Law Office, P.C. > Blog > Insurance Bad Faith > Need Help Paying Your Medical Bills? Here’s What You Can Do

Imagine you are involved in a car accident, are injured, and are experiencing pain as a result. You know you need medical treatment, but have no money and don’t know how to get help paying for your medical bills. You start to think that since the other driver was at fault, you shouldn’t have to worry because his or her insurance will have to pay for your medical treatment.

Here is what you need to understand:

Even though you were injured by someone else’s negligence, neither the at-fault driver nor his or her insurance company will be required to pay for any of your medical expenses until a judge orders them to do so. This means that after being injured in an accident, you will be responsible for paying for your own medical treatment until a verdict or settlement has been reached in your favor.

Don’t Have the Money to Pay for Your Medical Expenses as They Are Incurred?

Getting your medical bills paid before they are sent to collections is extremely important. Not paying your medical bills could have a ruinous effect on your credit. Here is how to get help with paying your medical bills until your personal injury claim is resolve

  1. Medical Payments Coverage (MedPay): South Dakota law requires auto insurers to offer no-fault medical payments coverage, which pays for medical expenses for you or your passengers, up to a stated amount. Check your auto policy, and if you don’t have med pay coverage, ask your agent to add it. Insurers offer up to $25,000 of med pay coverage
  2. Your Own Health Insurance: Your own healthcare policy also can be accessed to pay for treatment required by your injuries. Your healthcare insurer or plan then will have a medical lien. At the end of your personal injury case, your attorney will arrange to pay the lien from the money your attorney recovers on your behalf from the at-fault party
  3. A Letter of Protection: A letter of protection may be sent from your attorney to a medical provider, indicating that the attorney is trying to prevail in a claim or lawsuit on your behalf. A doctor or therapist may agree to provide you with treatment and hold off on collecting for services until your case has been resolved. Then if any money is recovered from the claim or lawsuit, the attorney will pay the doctor or therapist first, before paying out any money to you.

Contact an Experienced South Dakota Insurance Claim Lawyer

Regardless of how you pay for your medical treatment before resolution of your personal injury claim, be sure to properly document all your medical expenses. Lack of documentation is one of the main reasons why insurance companies deny claims.

For help with documenting your medical expenses or with finding a way to pay for medical treatment after an accident in South Dakota, speak with an experienced South Dakota insurance claim lawyer. Call Turbak Law Office, P.C. at 605-886-8361, or fill out our contact form and we will get back to you to discuss your injuries and how we can help you obtain the treatment you need.

  Friday, November 9th, 2018 at 9:00 am    

  Insurance Bad Faith

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3 years ago I found myself in the unfortunate position of being involved in a car accident. Amidst the chaos and stress, Turbak Law Office became my guiding light, and I am beyond grateful for their exceptional support and dedication throughout the entire process.

From the moment I reached out to Turbak Law Office, their team displayed a level of professionalism and empathy that immediately put me at ease. They listened attentively to my concerns, thoroughly explained the legal proceedings, and outlined a strategy that gave me confidence in the path forward.

What truly sets Turbak Law Office apart is their unwavering commitment to their clients. Throughout the entire duration of my case, they were proactive in keeping me informed, consistently updating me on any developments, and promptly addressing any questions or concerns I had along the way. Their communication was clear, concise, and always delivered with a genuine concern for my well-being.

I cannot recommend Turbak Law Office highly enough. Their dedication, professionalism, and genuine care for their clients make them stand out as a beacon of excellence in the legal field. If you find yourself in need of legal representation, look no further than Turbak Law Office – they are truly the best in the business. Thank you, Dillon Martinez, Seamus Turbak, and the entire Turbak team, for all that you have done for me and my family.

Carlito E.
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There determination and hardwork helped us settle a claim that I thought was going to be impossible. I was told that Turbak is the best and everyone is right! So thankful for their expertise! You guys are amazing!

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Great people, great service!! Always answered any questions right away! Dillon was also an amazing, helpful, kind person. He always had a smile on his face and took a lot of stress off my shoulders. Not once did I leave there feeling unsatisfied! 10/10 🙂

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I cannot thank Turbak Law enough for the time and effort they put in to bring closure to one of the most difficult times I have ever had to deal with. They were exceedingly efficient and effective in bringing a positive result and were able and willing to work around my schedule. Thank you to Seamus and Erika for all the work and support through all.

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