When your home is damaged by wind or hail, knowing tips and insurance claims secrets can help you get the coverage you pay for. When you buy insurance, you are buying a friend. Someone who treats you fairly and will be there when you need help. Unfortunately, when hail and wind strike your home and you are dealing with storm damage to your roof, siding, and windows, you may find that your … [Read more...] about What Should You Do When You Have an Insurance Claim for Storm Damage?
If you cannot perform most activities necessary for daily living, whether due to a specific disability or a combination of conditions that sometimes develop with age, you may be entitled to long term care insurance benefits. Too often, those insurance claims are denied. Here's how long term care insurance came about, and what you can do if you are refused the benefits you've been … [Read more...] about A Brief History of Long Term Care Insurance
If you have an insurance claim that you suspect has been unlawfully denied, you may need to take legal action to get the compensation you deserve. … [Read more...] about Why do Insurance Companies Deny Claims that are Supposed to be Covered? Is that Legal?
If your home has been damaged in a fire or storm, the coverage you pay for through your homeowners insurance can help you restore your home. However, your insurer may wrongfully deny or minimize your claim, and then you should turn to a lawyer who focuses on these kinds of cases. … [Read more...] about Getting the Money You Are Owed to Rebuild Your House
Court Rules That Insurers Must Weigh Independent Medical Experts’ Opinions Against Conflicting Evidence The South Dakota Supreme Court has reversed a circuit court’s dismissal of a worker’s lawsuit claiming Dakota Truck Underwriters and Risk Administration Services denied him workers’ compensation benefits in bad faith. The opinion, filed on September 28, 2016, concluded that an insurer cannot … [Read more...] about South Dakota Supreme Court Reverses Dismissal of Bad Faith Insurance Lawsuit
Court Reverses Local Insurance Company’s Denial Based on Company’s Narrow Definition of Drowning The Supreme Court has reversed a lower court ruling that favored DeSmet Mutual Insurance Company in a claim brought by the Papousek family of Quinn, SD for cattle lost in the 2013 Winter Storm Atlas. Atlas brought torrential rain and heavy snowstorms that killed more than 43,000 head of cattle … [Read more...] about Supreme Court Orders Insurance Coverage for Ranchers’ Claims