What if My Employer Asks Me to Use My Personal Insurance for a Workplace Injury?

March 21st, 2018|Insurance Claim Denied|

If it doesn’t seem right, you should speak with a workers’ compensation attorney.  

Most employers in South Dakota are insured against employee injuries, but coverage is not required by state law. Regardless, your employer should never ask you to use your own insurance to cover an on-the-job injury. There is typically one of three scenarios: an employer has insurance coverage, an employer pays workers’ compensation claims out-of-pocket or an employer is sued in court.

By |March 21st, 2018|Insurance Claim Denied|0 Comments

South Dakota Car Accidents: What to Do if You Are in A Wreck on I-29

March 12th, 2018|Car Accidents|

This past summer, news reports of car accidents on the South Dakota section of the I-29 were a stark reminder of road hazards on major highways.

In August alone, six people were injured in a crash north of Sioux Falls and a driver suffered after a rollover crash near mile marker 61. As the winter months approach, it’s vital to stay safe on the road. If an accident occurs, know where to go for help by contacting a car accident attorney.

By |March 12th, 2018|Car Accidents|0 Comments

How to Dispute a Homeowners Insurance Claim Denial

February 5th, 2018|Insurance Bad Faith|

You most likely bought homeowners insurance to protect your family’s assets. You sought peace of mind through the promise that in the event of a tragedy, your insurance company would reimburse you for losses. But when a legitimate claim is denied, your peace of mind can quickly turn to stress and confusion.

By |February 5th, 2018|Insurance Bad Faith|0 Comments

Wrongful Death Involving a Semi Accident? Here’s What You Need to Know

January 30th, 2018|Lost a Loved One|

Losing a loved one is hard, and knowing another driver’s negligence caused the death can add to the emotional burden.  In legal terms, negligence means the person whose fault caused a loved one’s death failed to meet the standard of care of a reasonable person in a similar situation.

By |January 30th, 2018|Lost a Loved One|0 Comments

What to Do When Your Parent’s Long-Term Care Insurance Claim Is Denied

January 26th, 2018|Insurance Bad Faith|

If your parent’s claim has been denied, you can file an appeal with the company and in court if necessary. Help protect your parent’s rights before you file a claim and after you receive a denial. When you are ready, contact an attorney for help.

Insurance companies have a duty to handle all claims in good faith. In the case of long-term care insurance, however, policies are rarely profitable, and companies often deny legitimate claims. Often policies are older, written in the 1980s and 1990s before the evolution of long-term care and assisted living. The insurer may dispute what services are covered and bury the claim in red tape.

By |January 26th, 2018|Insurance Bad Faith|0 Comments

The Newest Legal Questions about Self-Driving Cars and Car Accident Liability

January 12th, 2018|Car Accidents|

Even in the most complicated cases, there are established rules to determine who should pay after a vehicle collision. Those rules are based on decades of information about driver behavior, with little consideration for changes to automotive technology.

By |January 12th, 2018|Car Accidents|0 Comments

3 Famous Personal Injury Lawsuits You Might Like to Know More About

November 23rd, 2017|Personal Injury|

Heard of the “hot coffee case” against a certain fast food restaurant? That’s only one of the personal injury cases the media has made famous.  But how much do we really know about each case?

When another person’s carelessness causes you harm, you can file a legal claim to recover damages. While some countries still practice “an eye for an eye,” America’s justice system has always relied on personal injury tort cases to make things right for those harmed by other individuals or corporations. As personal injury attorneys in South Dakota, we’ve seen a lot of cases. Here are a few cases that received a lot of press nationally, with details you maybe didn’t know.

By |November 23rd, 2017|Personal Injury|0 Comments

A Brief History of Bad Faith in Insurance

November 20th, 2017|Insurance Bad Faith|

An insurance company’s duty of good faith is not just a moral imperative – it’s a legal obligation. If your insurance company fails to act in good faith, you have options.

Until you file a claim, you may not think much about your insurance policy being a binding contract. Unfortunately, when the time comes for your insurer to uphold its contractual promises, you may get the runaround. Maybe your claim is outright denied or the insurance company fails to properly investigate. It might unreasonably deny payments, offer to pay less than what your claim is worth, or even misrepresent your rights under the policy. These are some of the ways insurers can act in “bad faith.”

By |November 20th, 2017|Insurance Bad Faith|0 Comments

3 Examples of Insurance Bad Faith Cases for You to Consider

November 15th, 2017|Insurance Bad Faith|

Insurance policies are supposed to give you peace of mind. But sometimes insurance companies don’t keep their promises, leaving people without the money they were counting on to replace what they lost. 

If you have had an insurance claim denied and think your company is acting in bad faith, talk to a South Dakota insurance bad faith attorney to find out what you can do. Meanwhile, see if you can relate to these examples of insurance bad faith.

By |November 15th, 2017|Insurance Bad Faith|0 Comments

What Should You Do When You Have an Insurance Claim for Storm Damage?

November 8th, 2017|Insurance Claim Denied|

When your home is damaged by wind or hail, knowing tips and insurance claims secrets can help you get the coverage you pay for. 

When you buy insurance, you are buying a friend. Someone who treats you fairly and will be there when you need help. Unfortunately, when hail and wind strike your home and you are dealing with storm damage to your roof, siding, and windows, you may find that your troubles have just begun. Too often, insurance companies add to the stress and frustration by looking out for themselves instead of the policyholders who depended on them. You may not be able to fight a homeowners’ insurance claim denial on your own, but these tips could help you get the coverage you pay for.

By |November 8th, 2017|Insurance Claim Denied|0 Comments
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