About Liam Culhane

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So far Liam Culhane has created 19 entries.

What if My Employer Asks Me to Use My Personal Insurance for a Workplace Injury?

If it doesn’t seem right, you should speak with a workers’ compensation attorney.  

Most employers in South Dakota are insured against employee injuries, but coverage is not required by state law. Regardless, your employer should never ask you to use your own insurance to cover an on-the-job injury. There is typically one of three scenarios: an employer has insurance coverage, an employer pays workers’ compensation claims out-of-pocket or an employer is sued in court.

Avada |March 21st, 2018|Insurance Claim Denied|0 Comments

South Dakota Car Accidents: What to Do if You Are in A Wreck on I-29

This past summer, news reports of car accidents on the South Dakota section of the I-29 were a stark reminder of road hazards on major highways.

In August alone, six people were injured in a crash north of Sioux Falls and a driver suffered after a rollover crash near mile marker 61. As the winter months approach, it’s vital to stay safe on the road. If an accident occurs, know where to go for help by contacting a car accident attorney.

Avada |March 12th, 2018|Car Accidents|0 Comments

Wrongful Death Involving a Semi Accident? Here’s What You Need to Know

Losing a loved one is hard, and knowing another driver’s negligence caused the death can add to the emotional burden.  In legal terms, negligence means the person whose fault caused a loved one’s death failed to meet the standard of care of a reasonable person in a similar situation.

Avada |January 30th, 2018|Lost a Loved One|0 Comments

What to Do When Your Parent’s Long-Term Care Insurance Claim Is Denied

If your parent’s claim has been denied, you can file an appeal with the company and in court if necessary. Help protect your parent’s rights before you file a claim and after you receive a denial. When you are ready, contact an attorney for help.

Insurance companies have a duty to handle all claims in good faith. In the case of long-term care insurance, however, policies are rarely profitable, and companies often deny legitimate claims. Often policies are older, written in the 1980s and 1990s before the evolution of long-term care and assisted living. The insurer may dispute what services are covered and bury the claim in red tape.

Avada |January 26th, 2018|Insurance Bad Faith|0 Comments

The Newest Legal Questions about Self-Driving Cars and Car Accident Liability

Even in the most complicated cases, there are established rules to determine who should pay after a vehicle collision. Those rules are based on decades of information about driver behavior, with little consideration for changes to automotive technology.

Avada |January 12th, 2018|Car Accidents|0 Comments

Personal Injury Interview with Ordean Torgerson [VIDEO]



My name is Ordean Torgerson. I’m retired and been retired for some time. My wife and I are religious exercisers. We walk three miles […]

Avada |November 3rd, 2017|Personal Injury|0 Comments

What Kind of Damages Can You Recover in a Dog Bite Case?

If a dog bites you, talk to a personal injury law firm to find out if you should make a claim for damages against the owner’s insurance company. 

If you’ve been attacked by a dog and are wondering what to expect if you make a claim, consider the damages you can recover and contact a personal injury law firm experienced in handling dog bite cases. Here is a brief summary of compensation you may be entitled to.

Avada |September 8th, 2017|Personal Injury|0 Comments

A Brief History of Long Term Care Insurance

If you cannot perform most activities necessary for daily living, whether due to a specific disability or a combination of conditions that sometimes develop with age, you may be entitled to long term care insurance benefits.  Too often, those insurance claims are denied.  Here’s how long term care insurance came about, and what you can do if you are refused the benefits you’ve been paying for.

Long term care insurance has been around for decades. People realized that not everyone would be able to meet their own personal daily needs as they got older or became disabled, and some bought plans to provide for themselves in the future.  While this was a positive development, long term care insurance claims are denied every day, sometimes, unfairly. Here is the history of this important (but sometimes unreliable) form of insurance.

Avada |August 25th, 2017|Insurance Claim Denied|0 Comments

Hey, My Child Was Hurt! Who Pays the Medical Bills?

Your child was hurt by someone acting carelessly – or worse. What does the law say about responsibility for the resulting costs? 

Each year, emergency […]

Avada |August 8th, 2017|Insurance Bad Faith|0 Comments

How Much is Your Injury Worth?

If you have been hurt in an accident, knowing how much your injury is worth will help you get the compensation you deserve. 

Avada |July 31st, 2017|Insurance Bad Faith|0 Comments
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