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So far iProv has created 16 entries.

What Is a Subrogation Claim? Why Should You Care?

Unless you have been involved in an accident where your health or auto insurer was reimbursed for payments it made, you probably do not know what a subrogation claim is—but here is why you should.

The term “subrogation” literally means that one person stands in the place of another with regard to a debt. When a person or entity pays a debt that ultimately is the responsibility of someone else, the one who paid may be entitled to reimbursement from the one who owed the debt in the first place. Entitlement to that reimbursement, especially in the case of insurance situations, is called “the right of subrogation.”
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By |April 12th, 2017|Car Accidents|0 Comments

Three Key Factors to Being Treated Fairly After a Car Accident

Things a good personal injury lawyer would tell you. 

After a car accident, it can be overwhelming just getting your car back on the road and sorting out insurance issues, never mind missing work and handling medical bills. When it comes to sorting out issues after a car accident, a trained personal injury lawyer will be your best advocate, and in the end will give you the best chance at a fair settlement. In the meantime, here are some key things you should know.
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By |April 11th, 2017|Car Accidents|0 Comments

Don’t Let Your Loved One’s Life Become Undervalued After a Wrongful Death

Valuing a life for purposes of a wrongful death lawsuit claim can be difficult and emotional, but the right wrongful death attorney can help.

A wrongful death lawsuit claim may be the last thing on your mind when a loved one dies, but soon you may start thinking about it.  Such claims can provide important help in dealing with financial burdens caused by unexpected death. Sometimes wrongful death claims bring to light negligent practices so others won’t suffer the same tragedy. Maybe your loved one would have wanted whatever was necessary to provide security to those left behind. Often, survivors find comfort when the legal system acknowledges their loved one’s death and a verdict or settlement recognizes the significance of the loss.
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By |March 16th, 2017|Lost a Loved One|0 Comments

It Was an Accident! So How Much Do They Owe You When You Get Hurt?

When you have a personal injury case, one of the questions you want answered is how you will be compensated. A car accident causes not only economic loss, but physical and mental harm.

While medical bills can be easy to quantify, they often are only a small part of your personal injury claim.  You deserve to also be compensated for intangible damages, but it can be hard to know what amount is reasonable to expect for things like pain and suffering. Your South Dakota personal injury attorney is trained to advance your interests and answer the question: how are pain and suffering damages determined?
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By |February 28th, 2017|Car Accidents|0 Comments

The Phantom of the Courtroom

Insurance companies and the myth of no insurance.

Insurance companies nearly always play a huge role in how, when, and why lawsuits are brought, and […]

By |February 17th, 2017|Insurance Bad Faith|0 Comments

South Dakota Law to Restrict Access to Accident Reports

Limits on release of vehicle crash reports may slow the ability to recover damages after a car accident.
On November 8, 2016, residents of South […]

By |February 1st, 2017|Car Accidents|0 Comments

Did Your Insurance Fail to Cover an Accident With an Uninsured Driver?

If you are in an accident with an uninsured driver, your insurance should treat you fairly. What can you do to ensure that you are covered, even if the other person is not?

It is illegal to drive in South Dakota without car insurance, but getting into a collision with an uninsured driver is still quite common. Or, a driver’s identity may never be ascertained because they drive away or neglect to stop after a collision. In all of these cases, the uninsured motorist coverage you bought with your auto policy is the key to you and your passengers being compensated for injuries and related losses.
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By |January 20th, 2017|Insurance Bad Faith|0 Comments

Getting the Money You Are Owed to Rebuild Your House

If your home has been damaged in a fire or storm, the coverage you pay for through your homeowners insurance can help you restore your home. However, your insurer may wrongfully deny or minimize your claim, and then you should turn to a lawyer who focuses on these kinds of cases.

When you pay the premiums for homeowners insurance, you are buying the peace of mind knowing that you can afford home repairs in the event of a crisis. Most homeowners insurance policies cover a wide variety of damage that can occur in South Dakota, including wind, fire, lightning, hail, and even theft and vandalism. As a policyholder, you feel a sense of security in knowing that your insurance company will support you if one of these unfortunate events happens. However, if your insurer betrays this trust by refusing benefits or coverage that you have paid for, you must learn how to fight a denied home insurance claim with the help of a South Dakota property damage lawyer.
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By |December 15th, 2016|Insurance Claim Denied|0 Comments

Why Your Long-Term Care Insurer Should Be Covering Those Medical Bills

Care for aging people is expensive. If you are not receiving the benefits or coverage from a long-term care insurance policy, you may be able to recover the money you are owed and more for being treated unfairly. That money can pay for long-term care and other damages you have incurred.

A retirement community, assisted living facility, or home health aide in South Dakota can provide outstanding medical care for your loved one, but these services come with a large price tag. According to Genworth Financial, a room in a nursing home has an average annual cost of $92,378 in 2016, and a home health aide costs an average of $46,332. Many people alleviate this financial burden by purchasing long-term care insurance earlier in their lives. However, some policyholders and their family members can find themselves looking at bills and asking, “What does long-term care insurance cover?” If you are currently paying for medical care that should be covered by an insurance company, a South Dakota insurance bad faith attorney may need to investigate your case and show you how to get help paying medical bills.
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By |November 30th, 2016|Insurance Bad Faith|0 Comments

Just FYI: Your Car Insurance Company Can’t Deny Your Claim Without Reason

A denied car insurance claim can be shocking news after an accident with an uninsured or underinsured driver. Before you pay out-of-pocket for your losses, consider talking to a car accident lawyer about your legal rights.

If you have been in a car accident in South Dakota and an uninsured or underinsured driver is at fault, you will likely need to file a claim with your car insurance company before you can receive the money that will cover your losses. Unfortunately, even if your policy includes uninsured and underinsured motorist coverage, your provider may still deny your claim. Sometimes insurance companies do not explicitly deny your claim but instead just refuse to pay, try to make you jump through unnecessary hoops, or suggest your claim is worth a lot less than it really is. While the insurance company will claim they have not denied your claim, those can be forms of denial. A qualified South Dakota car accident lawyer will tell you that a denial is not necessarily the end of the story. You can still appeal the denied car insurance claim and possibly even prove that the company denied your claim in bad faith.
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By |October 27th, 2016|Car Accidents|0 Comments
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